Payments for the 12 Minute Affiliate System are processed by www.clickbank.com 

The 2 primary ways to pay for your 12 Minute Affiliate System through Clickbank are Credit/Debit cards and PayPal.

One reason your payment might be declining is that you entered your information incorrectly. Please check your payment details and try your purchase again. 

Another reason your payment is not processing is because you are making an online purchase and your bank could be declining the charge for security purposes. You should first check with your bank to see if they have a hold on your payment that requires approval. Please contact your banking institution.

Another reason that your payment might be declining is that your funds are not available at the time of purchase. If you have re-tried your order, and are certain the funds are available, then please contact your banking institution to see why they have declined the charge. 

If trying to purchase using PayPal and you are getting a decline error, please log in to your PayPal account to make sure your banking/credit card information is up to date.

If you are receiving any kind of technical errors or need additional assistance with your 12 Minute Affiliate System purchase please contact Clickbank’s order support directly at:

https://www.clkbank.com/#!/ 

Lastly, there are certain countries that Clickbank does not do business with. Below is a likely list of counties that may be on that list, as well as instructions from Clickbank on how to find out if your country is not approved.

A Note From Clickbank's FAQs: We accept affiliates and vendors from over 150 countries. To see a full list of accepted countries, visit our signup page and search the drop down and locate your country to see if it is accepted by Clickbank. If your country does not appear, you cannot sign up for a ClickBank account. We cannot make any exceptions to this rule.

https://accounts.clickbank.com/master/makebank.html

COUNTRIES THAT CLICKBANK MIGHT NOT DO BUSINESS WITH 

ALGERIA
ANGOLA
AZERBAIJAN
BOSNIA AND HERZEGOVINA
BANGLADESH
BURKINA FASO
BURUNDI
BENIN
BELARUS
CHAD
CONGO, THE DEM REP OF
CENTRAL AFRICAN REP
CONGO
COTE D IVOIRE
CAMEROON
CUBA
DJIBOUTI
DOMINICAN REPUBLIC
ECUADOR
ERITREA
ETHIOPIA
GABON
GUINEA
EQUATORIAL GUINEA
GUINEA-BISSAU
GUYANA
IRAQ
IRAN, ISLAMIC REP OF
KENYA
KOREA, DEM PEOPLES REP
LIBERIA
LIBYAN ARAB JAMAHIRIYA
MOLDOVA, REPUBLIC OF
MADAGASCAR
MYANMAR
MONGOLIA
MAURITANIA
MALAWI
MOZAMBIQUE
NIGER
NIGERIA
NEPA
PAPUA NEW GUINEA
PALESTINIAN TERRITORY
SERBIA
RWANDA
SUDAN
SIERRA LEONE
SENEGAL
SOMALIA
SYRIAN ARAB REPUBLIC
TOGO
TAJIKISTAN
TIMOR-LESTE
TURKMENISTAN
TANZANIA, UN REP OF
UGANDA
ZAMBIA